RRZ.com Investments

Investments? I am taking an investment class this semester. I need to make 500K in “phantom investments” into a program called Stock-Trak Simulation. 100K is allocated to a speculative portfolio and 400K is considered a permanent portfolio. In my permanent portfolio I need to buy 10 to 15 stocks from various industries and hold them to the end of semester (11/17/06). No more than 10 percent of the 400K can be from one industry. Does anyone have any recommendations for this breakup of the 10 to 15 stocks for this timeframe? Any website recommendation for research or advice?

What kind of investments could I get for my newborn daughter for long term financial gain? I want to give her a good if not great start once she is 18. I hope to have a good enough investment to at least pay for college, but I would love to find one that would have her set up financially even after college. I know very little about investments, so any help would be greatly appreciated. Thank you!

What percentage of my investment portfolio should be high risk investments? I'm 29. What percentage of my investment portfolio should be high risk investments? When do I begin to move these to more conservative investments?

How often should an investments manager be in touch? I use a financial planner, and he manages my investments - $140,000 in stocks and mutual funds. Over the course of a year how often should he be in touch?

How do I protect my investments from a Market Crash like what happened in 1929? How do I protect my investments from a Market Crash like what happened in 1929? I would also appreciate a recommended book that speaks on this subject.

How do you invest in Gold and Silver investments in the Philippines? How do you invest in Gold and Silver investments in the Philippines? Are there any laws to dual citizens to own these investments?

Which is better way to start investments in US , life insurance or mutual funds? Hi I would like to start in investments,what are the top rated companies in life insurance or mutual funds?which gives more profit?

What do I do about my bank account and investments while I backpack around the world ? I am planning to quit my job, sell all my belongings, end the lease on my apertment, take my savings and travel around for a year. I need to maintain cirtain things while I am on the road like a bank account and my investments, I can do all the administrative stuff online but I think they want me to have an address. Where do I have mail go for a whole year and what about taxes on investments ?

What type of investments should I get into? I am going into college next year and want to put my summer job money into investments. Total $ will be less than $1500. WHat kind of investments will be the best for me. No short term withdrawing forseen.

Where do I start to learn about investments and retirement planning? Is there a good website with explanations on terms such as mutual fund, bonds, equities...that also explains how to get started? I need help understanding person finance and investments. Any useful advice appreciated. Personal finance, I meant!

What happens to a persons assets and investments if he gets deported? He lived in the US as a permentant resident since he was a child. He got convicted with a crime when he was in his adolencent years. Ever since that one conviction he has been a hardworking resident for 13 years and have no problems with the law. Now he has grown up and matured and successful tax paying business man. Should he get deported and separated from his family? Also what happens to the persons assets and investments?

What are the best investments during an economic depression? Not to be all doom and gloom, but in my opinion, the writing is on the wall regarding the economy, the real estate and financial markets, and I am extremely worried about the future. So what are the best investments during serious recessions or even depressions or hyperinflation? I'm not simply talking about securing/holding onto current value, but to take advantage of the situation. I.e., what were the best investments during the Great Depression? Gold? Other precious metals/natural resources?

Do I have to pay capital gains taxes on international investments if I live in the US? I am planning on making some investments outside the country (stock market investments). Can I access the profits while living in the US or will I have to pay capital gains taxes on it? If so, how much will I have to pay say for $10,000 in profits?

What percentage of US households has investments in the stock market? Where can I find statistical data, from a reliable source, about how many households (I'm looking specifically for middle-class, but global stats would also do) have investments in the stock market?. I don't mean trust funds or other "indirect" investments but people actually buying and trading stocks.

What is the opitmal way to diversify my investments? I always hear people saying that diversifying your investments. I would like to know what exactly it means. I checked many places like wikipedia or the capital asset pricing model. None of them states clearly what exactly diversifying means in real practice.

I have some very conservative investments, mostly mutual funds. What will happen to them in a deep recession? I have some mutual funds which are made up of very conservative investments - nothing too risky. Over the past few decades this fund has done nothing but grow slowly. Sometimes it goes down a bit, sometimes it spikes a bit, but overall it shows a pattern of growth, which is great. What will happen to these investments if we go into a bad recession? Will they decrease in value a lot? Should I try and head this off by changing my portfolio? Or just ride it out? Thanks!

What is the ideal time frame for stock market investments to reap noticable benefits? Hi, I am just courious to know that how long does it take to earn atleast > 25% from your stock market investments. (I've invested in indian market, so looking for relevent responses.)

How can I even up the investments for my children? My son and daugther are 4.5 years apart in age. My son was the first grandchild and my grandmother showered him with various stocks and investments. By the time my daughter came along, there were too many great-grandchildren and Grandma couldn't keep up. I want to even my kids up, but my daughter shouldn't have the same amount as my son as she's younger. Is there some formula that I can use to determine how much my daughter should have compared to my son to insure that they're somewhat close in value when they take over the accounts when they're grown. Obviously, subject to market fluctuations. When I buy an investment now, I buy the same one for both, so that if one pick is good or bad, they're affected equally.

Is a loss from a personal loan the same tax category as a loss from stock investments? I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments -- in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!

What are good investments to hedge against a bird flu pandemic? I'm guessing that the stock markets will crash if there is a bird flu pandemic. Are there any investments that will increase or retain most of their value in such a situation?

Why is there little investments into the Philippines despite its unique stregnths and resources? Why is there little investments into the Philippines despite its unique stregnths and resources? Look at Malaysia even vietnam is beating us in FDI inflows. Why is this so, when geographicaly we are at the gateway of east and south east asia we also serve as a bridge to the Americas. We have a liberal economy, english proficiency, young population and high education rate. Since we are smack in the middle of 4 economically dynamic regions, we have a diverse and versatile culture and posses high quality resources (Natural, Man-power and Intellectual) Why then do we pale in comparison to the rest of our kin? Where did we go wrong? What happened? indonesia is more corrupt than the philippines. yet they recieve more FDI's too.

What are some could investments both short term and long? I am only 28 years old and after many years of bad money managment I am beginning to see a little light again.Are there any short term safe investments that can help me now,and long term for retirement and kids college?

What are some good websites to learn about real estate investments? What are some good websites to learn about real estate investments? Also are there any websites other then realtor that I can use to search multi family houses for sale?

what are the investment choices where I can avoid tax or atleast get least taxed on my investments ? I learned even mutual funds are taxed - so I'm seeking any investment opportunities or ways or chances where my money is save and yet can sort of avoid tax or at least get the most reduced tax on my investments. w_danko - thank you , I'll wait for more views Spock (rhp) and maximus 3ad - thank you , thank you so much !!! I got the picture very well now and I'll wait in case other answerers might jump in for a different perspective or point of views or suggestions. Bryan K - wow , I guess I just became your ardent fan - nice ideas. Though I'll still wait for more investments on answers for this curiosity of mine !!

How much in cash/investments have you got and how old are you? Im 33 and earn approx 75000pa, I have 2 properties one is nearly paid off and I rent the other out to gear it. I have approx 80000 dollars saved in cash and investments. I have a wife earning approx 20000pa and no kids. I have not inhereted or won any money.

Should I sell some investments to make payments easier for a new mortgage? I am about to purchase a condo from someone in my family. They are selling it to me for 78% of the appraised value so that I do not have to pay mortgage insurance. So, even if I sold it the day after I bought it, I could potentially make about 50,000. I am certain that my boyfriend and I will be able to make the mortgage payments on the house, but it will be tight. I have some money in investments, I was planning on not using any of the money until retirement, but should I use some of the investment money to go towards the home purchase so I don't have to pay so much in the loan? Or should I just take out a certain amount, say $1,000 to have in a quick cushion account, in case I need to use 1 or $200 to help pay for mortgage? Over the past 12 years I have been getting a 12% return on my investments, which is GREAT. I'm not sure I will get anything close to this by putting the money into this house, except for the fact that I am getting the place for 78% of the apprised value. Thoughts?

10K gift to reduce taxes from investments for non-working parents? So my parents don't work & got some cash stocked away in hi-yeld interest accounts. They made about 30K on their investments last year in interest income. What is the best way to reduce their taxes? Is giving 10K to their grandchild going to have an effect on their taxible income?

What are the federal income tax rates on investments? What are the federal income tax rates? I'm talking about investments. I heard there's one tax rates on savings account, a different tax rate on short term capital gains, a different tax rate on long term capital gains, another tax rate on dividends, and so on. Is there a chart somewhere that shows these rates so I can consider tax consequences of how I invest my money?

What are the worst investments and spendings? Ok, so we know what are good investments, stock, housing, mutual funds, retirement. But where does most of our money go wasted? After eating and renting and gas, where do you see yourself, or most Americans waste money on? Books? Movies? Junk food? Education they didn't need? Travel? Timeshares? Certain bills? Excessive taxes? I'm asking for two reasons, if I can know what people waste money on, I can avoid them. Secondly, if I can know what's profitable and people are stupid enough to buy, why would I let it pass me? Yes, I know "waste" is subject, but I think most people once in debt and need of money, would agree (in 20/20 hindsight) that lots of luxuries such as pets, cars, books, tipping waiters, eating out are things they 'wasted' and probably better spent if they saved it and prepared for times of unemployment or pay cuts. Also, we have every right to say people are wasteful or stupid just a they have every right to ignore our opinion. Luckily from environments like these, we can remain anonymous and just tell stories (maybe even some fake ones) that can be advice or lesson to others.

Does anyone know what happened to investments in the Hartford? I heard that people who had investments with their brokers with the Hartford are now having problems with this investment. My brother-in-law recently invested with them. What will happen? Will he lose money because of the Hartford's problems?

What kind of investments is this? How do I start investing like this? A friend of mine was describing how he makes money doing investments a certain way. He said that he put some money in some account or something, and people will go somewhere and apply for some sort of loan. The financial place calls him up and tells him who is applying and what they are applying for and all that. He makes the decision on whether or not the loan should go through or not. He said that financial institution tells him how much of a risk the applicant is. What kind of investing is this, and how would someone start doing that? What companies do I look for and so on.

What would be your recommendation for investments in the following industries? Suppose you believe that the FED/Central Bank is going to dramatically loosen monetary policy. What would be your recommendation for investments in the following industries: a) Gold Mining b) Construction

Do I need to pay self-employment tax on personal investments? I'm self employed, but aside from my business income, I have personal investments, which have produced gains of about $20K in 2007. Do I need to pay SE tax on that or just my business income? Thanks for your help.

How do mutual fund investments affect my taxes? Do I need to claim the interest earned from the fund in my income taxes if my investments don't exceed a specific amount? Additional factors include the following: I'm an American living in Thailand, earning Thai baht. I'm not on a work permit so therefor I'm "off the books" so to speak.

What are the five key currencies that facilitate international trade investments? What are the five key currencies that facilitate international trade investments? Which, among the five is argued to be the emerging currency of choice for international transactions? Why? What would happen if the Euro would become the currency of choice for international transactions?

When you have maxed out your 401K and Roth IRA, what other long term investments should you consider? My fiance and I are both 25, have dependable high paying jobs, and are already home owners. Neither of us have school loans, credit card debt or other outstanding debt with the exception of one car payment. I'm wondering where we should look to invest our money in the coming years as I'd like more return on investment than my current money market account is offering. What other long term, moderate risk investments should we consider?

What time of investments should I look into making? I'm 21, soon graduating from college, and am interested in diving into some investments. I already have a Roth IRA, but am curious as to what other ideas I should consider (i.e. bond funds, growth v. value). I know the very basics of investing but not enough to feel comfortable to jump right in. Any investment advice would be greatly appreciated. Thank you in advance.

Who do I talk to about making investments? I have saved up a few thousand dollars and I know that market is bad but I want to look into making investments to make some money. Who do I talk to?

Is it OK to put all my investments in one firm or should I divide them? Hi, I'm considering rolling over my 401k to another firm where I have my Roth IRA. Should I be worried about concentrating all my investments in one firm, for example if something happens and that firm goes out of business, etc.? Thank you.

how I can start a catering business. What are the minimum requirements and what will be minimum investments.? I want to start a vegetarian food supply business. how I can start this business. What are the minimum requirements and what will be minimum investments to start. I will be very thankful to them who give the requisite information. Kindly tell me from where I can get all required information.

How much cash money do you need to be able to "live well" off investments and interest alone? How much cash money do you need to be able to "live well" off investments and interest alone? By living well, I mean earning about $100K a year. I am guessing that with $1,000,000 in cash you could quit working and just live off of reinvesting and interest on that money for the rest of your life.

Are there really any genuine work from home opportunities with no initial payment or investments? Are there really any genuine work from home opportunities with no initial payment or investments open to UK residents? Share your personal experiences.

What are the pros and cons of hiring a stock broker to make your investments? Pros and cons of mutual funds? I don't have a lot of understanding of how it all works out, but I've heard since I was in middle school that I should invest. There's mutual funds and there's buying stocks from companies. I know what the difference between stock and bonds are, I just want to know what is the best way to invest? It would seem that mutual funds are the way to go, since they're investments in different companies, but there have to be some cons.

What is compounding and why is it so important in decisions such as comparing investments, loans, debt payoff? What is compounding and why is it so important in decisions such as comparing investments, loans, debt payoff order.

How much $$$ should you keep in your checking/savings account before putting the rest in investments, stocks? Do you know what is approximately a normal amount of money to have in your savings/checking account? I think lots of people don't like to keep much cash available in a savings/checking account -- instead they prefer to put it in investments like stocks, bonds, mutual funds, retirement plans, etc. But you still have to have some spending money available, of course, so I was wondering what's an average amount to have? Do you have any idea?

FRB is providing assistance to speculators who made bad investments or is it keeping markets liquid? When the Federal Reserve bank lowers interest rates during a sharp decline of the market, is it providing assistance to speculators who made bad investments or is it keeping markets liquid?

What are some examples of fixed-income investments? I need to set myself up so that fifty to 80 percent of my income is in bonds and other fixed-income investments. I get the bonds part, but I'm a little confused over fixed income investments. Thanks. -Tye

How can I reduce my tax payable income to save money in USA? Specific investments? There may be certain govt bonds, investments that I can probably make ..but dunno. Buying a house.. heard that helps too .. but dunt know how.. so any advise on tax saving tips would be appreciated.

How will the recession or dollar devaluation affect my 401K &Roth investments? Should I sell off, buy euros? Considering all I'm reading about this recession, I don't want to lose gains or especially capital I've invested into SEP, IRA, and rollover 401K accounts. If the stock market crashes or if the dollar devalues , what will happen to those investments? Could I lose my capital ? Should I cash them now and put that money into a money market account? Or perhaps buy euros or yen?

Investments? I'm looking for a place that i can invest in the $100's, i'm not quite ready to invest in the $1000's just yet. What is a high-yield form of investment? Has anyone tried etrade? What about municipal bonds? Basically, my goal is to make enough from the investments to eventually move up to property investments. I'm 23 years old and i know that i have time; but time is a commodity that runs out very quickly.

Investments? What are some good investments? Anyone know where I can find out about invetments?

investments? Mercy invests money in two plans. She invests two-fifths of the money at a return rate of 2% in a money market account. The remainder of the money she invests in a short-term mutual fund account with a return rate of 3%. If the total interest from the investments is $104, how much was invested in each plan?

Investments......? What advice should I have about investments and stocks? I have never bought a stock. Have not a CLUE how to . Seeking some advice on how to get started.....

Investments...? I have invested in French wines and earn 29% returns in a year... I have also seen some wine performing up to 75% returns in a year... This is very low risk investments as it is fully secured by insurance... Is there any investments that can earn more than that in Singapore...?

Investments? What is the best investments that any of you had personally invested for low risk high returns? How high is the return and how low is the risk?

Investments???? I am looking for good investments that are low risk or 7% or more return can anyone help?

Investments? I heard stocks and real estate are not good investments. What else is out there to invest in?

Investments? I would like to know how to get started on investments,and what stocks are best to go with. Who do I go to? Are there any places I can go online to find more info? I have never done this and am wanting as much help as I can get. I am asking about stock trading and buying. Were do I go to find info?

Investments? i want to invest in somehting and i dont know what, I was thinking about condos or duplexes? what do you think? and how can i learn more about investments?

investments? Suppose an investment has been offered to you that requires an initial outlay of $10,000. Ten years from now the investment will pay you $20,000. If you think an investment of this type should offer a return of 8%, should you make the investment?? Explain your analysis...

investments? Like all care free teenagers, I spent my youth taken and spending. Now as a 23 year old new father, I not only want to start an investment plan for me and my girlfriend but for our son as well. Any advice on stock investment, savings plans, 401k. pretty much the whole works on long term money investing.

Investments?!?!?!? If I make a investment with a gold pendant ($76 in the store) and I wait 2-3 months what might the value be??? If the value makes sense I'll best answer it! (10 points)

Investments...? I need some input... What is the best type of investment? ex. stock, bond, etc... What should I invest in? I should've made it more exact. I was thinking about investing $5 a week on something in a bond or GIC, or anything, and I am only 15, so i would have many years to invest and make my money work for me.

investments? today, tom invested $5,000 at 8% simple interest annually. After six months he withdraws the amound and invests it in account paying 6.5% compounded quarterly for another 5 years. what is the future value of toms investment 5.5 years from today?

investments? I'm really interested in starting an investment, but don't know anything about it. Can someone tell me the advantages of having an investment "locked in" for a long term. And what exactly is the difference of a stock and a bond. I know I should probably know that...but I am clueless. thank you.

investments...? if i were looking into starting to invest money for a future nest egg.. what would a good starter investment be? pros and cons and different investment that are out there.. if you could please explain what options are available out there and why you would suggest that type.. thank you :)

Investments? What is a good investment for a 20 year old with a minimum investment($500) that has potential to make money

Investments? Anyone with investment ideas, for a beginner?

Investments? I have 25,000. to invest and I am in my 70's so I don't need anything long term. What would be a save, good investment?

investments? if i invested 1,000 dollars into the snad oil plant in canada how much profit would i recieve in time to come?

investments? I have this money which is not making any money for me, so i am planning to invest in some little thing. (about $1200) can anyone suggest me what sort of thing i should invest in? right now, i am thinking of investing in currency by exchanging it into Chinese Yuan. Any suggestions? Thank you What do you also think of investing in gold?

Investments? What does............6.90%29NOTES Mean?

Investments? Is there a company on the rise that would be a good investing company? For example, like Microsoft or Walmart years ago.

Investments? What is the best way to invest your money? I do not know much about stocks. Should I invest in a solid company liek Wal Mart? Mutual Funds? Savings account do not even keep up with inflation! Any advice is appreciated

Investments? I am looking to start investing money. Short and/or long term anyboby know whats good to start with.

Investments? What's everyone's opinion on lower prices stocks ( $10 and below )?

Investments? I'm would like to start my own small business any ideas?

investments? My husband sold a land in india, and gained good profit. He wants to invest the profit in some schemes in order to avoid capital gain tax. REC and National Highway Bonds are advised. But they are not announced for subscription. Can anyone tell me whether nationalised Banks too take deposits of Capital gains.? Any other option available, ? savithri

Investments? I'm interesting in investing in the stock market, what would you all recommend, I will research your suggestions of course, but how does one start meaning, how do you go about getting into this? how much would you recommend investing and what's best, by yourself or with a broker, if so, are there any reliable brokers out there. I've heard or E-Trader or something like that. what has been your experience so far?

Investments? My dad says that he will give me $10,000 what are some of the best companys to invest in so in about 10 years or so i will have good shares i have done alot of looking on the internet but i keep finding diffrent stocks. Also where is a good sourse to vist for more information. Thanks

Investments? Please tell me which bank you use and the percentage rate and annual interest.

Investments??? Im 17 years old and i have about a thousand bucks in the bank. What could i do with it to make it grow faster?

Investments.? I am thinking about investing some money but I have no idea what to invest in! What would be the most safe yet still make decent money from it?

Investments? Does anybody know the basics of: If I am an investor and holding % stocks, what the % should be so I would be a "valued" investor and would be able to get on board meeting, creating memorandums for the meetings etc? Thank you!

investments? i would like to start making some money grow. i already have 401K and i am interested in stocks but i dont know much about it. I thought about putting some money in a CD, i would like to create a financial portfolio. i don't know where to start. please help me get a start..

Investments? I am from India and my yearly payment is Rs 200000.How much should i invest per month for secured life ?

investments?

Investments? What would make investing in blockbuster, AT&T, and Marathon Oil high risks? What would make investing in these companies low risks? What do you think? I'm just getting ideas for a paper I'm writing. Thanks!

Investments? If I put $10000 in a bank and it earns compound interest of 0.25% yearly but there is a $3 fee monthly how much money will I have after 5 years? Please show me work so that I understand how to do it. Thanks so much.

Investments? I am a single mom and college student, i would like to invest some of my pennies but don't know where to even begin. Where and how and what would be a good starting point for me? I am sorry, when i said pennies, i did not mean literally pennies..lol..i could maybe spare 1-2 k.

investments? how do i even begin to invest say in penney stocks?can anyone help me honestly. im older not alot of money.

investments? hi can anyone please guide me to invest money in a very safe way i have Rs 50,000 i'm depending on this money thank u

Investments? What are some key things to invest in right now!?? Please I'd like a little help

Investments? I have 1lakhs Rs. How can invest the money in governament sector. I dont belive private banks.I dont want to take any risk by investing in share / mutual funds. I have 1 year old baby.Can any body sugest the money will get high returns................

Best Investments with Little Money to Start? With a volatile and nervous stock market, as of January 26th, 2008 ; where can I find excellent returns over the long term ? I have done some research into the alternative energy fields and I am very interested in investing into solar, wind power, nuclear, thermal energy fields. What companies are the in the alternative energy fields that would be a good investment in small caps, emerging alternative energy companies with strong earning potential on your investments ? I have only about $ 1500.00 to start with. Should I look at penny stocks in the alternative energy fields ? I am close to retirement with about 3 more years to retirement at 65 and would be very interested in earning a steady retirement income that I can build in the next few years from investments in the alternative energy fields. Some investment experts say that the alternative energy markets will explode to 10 times larger than the Internet in the comming years with great investment returns IF you get in now. By the way...I do not want to fully retire at age 65. I will most likely work part time as I want to keep busy. I am not poor. I am not rich. I will have plenty of money to retire with as I plan to retire in Mexico. When I say I have $ 1500.00 to invest , that is only what I want to to invest into the alternative energy field at this time. Please recommend specific compaines that I can research. Please provide web sites and good information not " good luck " to the old guy notes.

Client Investments. A & B Financial Services makes investments for their clients.? Client Investments. A & B Financial Services makes investments for their clients. It makes a investment of $3700 for the year at simple interest, yielding $297. some of the dollars is invested at 7% and the rest at 9%. How much has been invested at 7% and 9 %? Do the Familiarize and Translate steps by completing the following table. Let the number of money invested at 7% and the number of money invested at 9%.

Investment criteria of investors has changed ie. from traditional investments(NSC) to shares or mutualfund ? traditional investments- FD, NSc New investments- shares,Mutual funds

Client Investments? Client Investments. A & B Financial Services makes investments for their clients. It makes a investment of $3700 for the year at simple interest, yielding $297. some of the dollars is invested at 7% and the rest at 9%. How much has been invested at 7% and 9 %? Do the Familiarize and Translate steps by completing the following table. Let the number of money invested at 7% and the number of money invested at 9%.

Best way to invest a few thousand dollars in medium-risk investments? I have next to zero experience in investing, since I am just out of high school. I have around 2000-4000 dollars I am willing to invest in medium-risk investments. Although I've done a bit of research myself, I'd like to get a rundown of what is safe yet shows good growth. I know high-risk would involve small-cap "penny" stocks, while for a safer bet there are Mutual Funds. Yet my cash is limited, and I'm not willing to do anything risky, such as margin accounts for stocks. Can anyone please explain what I should really do with my money for the best growth?