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Investments?

I have 1lakhs Rs. How can invest the money in governament sector. I dont belive private banks.I dont want to take any risk by investing in share / mutual funds. I have 1 year old baby.Can any body sugest the money will get high returns................

Public Comments

1. High returns, but not stocks and mutual funds or certificates of deposit, and it isn't in dollars, but needs to be the government sector. Well, that does leave a wide open field, doesn't it? Here's some reading material for you, then you call your broker:
2. Returns and safety are inversely related. Don't expect a bank to offer you high returns. In direct investment in shares there is higher risk and many ifs and buts. Mutual Fund is much safer vehicle to earn high returns; high enough to take you beyond infletionary treand.